Our Services
Medical Benefits
From 10 to 10,000 employees, we offer expertise in fully insured and partially self-funded medical plans. We have preferred relationships with all major insurance carriers and TPAs. From creative plan design to locating the appropriate provider networks, we support our consulting work with superior customer service.
Disability Benefits
Take the guesswork out of how you should handle a short or long-term disability situation with an employee of your company. Disability is one of the most affordable group benefits, and can mean the difference between your employees surviving a tough time, or suffering total financial collapse.
Ancillary Benefits and Payroll Deduction Programs
Dental, Vision, Supplemental Life, Accident, Cancer, Prepaid Legal – the whole cafeteria of options is available for discussion, research, and consideration. Our payroll deducted life insurance program is the best in the country.
Section 125 Establishment and Administration
From a simple POP arrangement to a sophisticated Credit-Based Flex Plan, we can provide a hassle-free turnkey approach to this method of delivering benefits for your employees. It makes sense for both the employee and employer.
401(k) Establishment and Administration
We work with single source 401(k) vendors. The administration and investment is all handled in one proven location. Avoid the finger pointing between TPAs and banks. Our solution provides effective plan design to meet your objectives, great investment options to excite your employees, and outstanding service to keep everybody pleased.
Selective Executive Benefits
We can show you how an employer can offer “golden handcuffs” to their key people, while not risking large capital investments that may not be returned. This method is a win-win situation that provides the employee with huge financial incentive to stay with the company, while protecting the employer financially, if the employee does leave. It may be structured to provide financial stability to an organization in the event of loss, due to death or disability of a key employee or officer of the company. Best of all, owners can do this for themselves.
Buy-Sell Arrangements / Business Continuation
How to keep partnerships successful and family-owned businesses in the family. We work with you to identify your objectives and then structure a plan to meet those goals. How do you keep from going into business with your deceased business partner’s spouse? How do you pass on the business to one of your children, while being fair to the others? Let us share some experience with you.