Property
Our property policy begins with coverage for losses that grow out of damage to or destruction of property. Most business people are aware of the risk posed by fire, but there are a host of other dangers that can be no less harmful to a business. Our policy provides an extra measure of safety by including coverage for losses caused by wind, hail, explosions, riots, smoke, and even aircraft. Optional coverage can be added to protect against burglaries, theft, or other crime-related losses. A wide range of additional options is available to meet the particular insurance needs of your business.

General Liability
In today's litigious society, the threat of a crippling lawsuit hangs over every business owner. Our policy offers general liability coverage that can ease some of the risk. We offer general liability protection against claims arising from a host of sources, including your operations,the products you sell, the services you provide, and the premises you own or operate.

Liquor Liability
Often, business owners consider their general liability exposures and do not properly insure their liquor liability exposures. Most general liability policies exclude liquor-related lawsuits. It is important for business owners who serve alcohol to have coverage protection for alcohol-related claims.

Auto Liability
In an economy where speed and mobility are paramount, cars, trucks, and other vehicles can be a critical part of your company's ability to compete. But there is a flip side; vehicles create substantial risks for business owners. As a result, commercial auto insurance has become a necessity for all businesses. Our policies for automobiles include comprehensive liability coverage to protect your business from losses that can arise from the operation of your company's vehicles. This protection includes coverage for bodily injury, property damage, medical payments, and uninsured motorists.

Workers Compensation
Ultimately, every business must pass the cost of Workers Compensation on to its customers in the form of higher prices for goods and services. That makes your choice of an insurance partner for your Workers Compensation plan especially important. Our Workers Compensation policy provides all of the protection needed by today's businesses, including medical expenses, income, and rehabilitation benefits.

Umbrella Liability
To run a successful business in today's society, you need more than energy, vision, and talent. You also need protection. At a time when $1 million settlements are common, your business could be the target of a lawsuit at almost any time. Losses from claims may exceed the limits of your insurance or fall outside the scope of your existing coverage. And many claims are not reported for years, making today's losses much more costly when they have to be paid in tomorrow's dollars.

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